Tax & Finance

Occupations Receiving Tips and Qualified Tips Definition

🇺🇸United States··Final Rule·Medium Impact·View source ↗

AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.

🇬🇧 English

This rule defines which occupations customarily receive tips and clarifies what qualifies as tips for tax deductions. It impacts tip-earning workers, allowing them a deduction on their tips for income tax purposes, but with conditions and caps.

AI-generated summary. May contain errors. Refer to official sources for legal decisions.

Key Changes

  • Establishes a list of occupations that customarily receive tips.
  • Defines 'qualified tips' for tax deduction eligibility.
  • Sets income limits and deduction caps for claiming tax deductions on tips.

Obligations

What this law requires

high

Publish a list of occupations that customarily and regularly received tips on or before December 31, 2024, for purposes of IRC section 224(d)(1)

Internal Revenue Service (Secretary of Treasury)
disclosure
high

Establish regulations or guidance defining what qualifies as 'qualified tips' including any additional requirements beyond those stated in IRC section 224(d)(2)

Internal Revenue Service (Secretary of Treasury)
operational
high

Include individual's Social Security number (SSN) on tax return to claim the qualified tips deduction under IRC section 224(e)

Individuals receiving tips
reporting
high

File a joint return with spouse to claim the qualified tips deduction; deduction is not available for married individuals filing separately

Married individuals receiving tips
operational
high

Cap the qualified tips deduction at $25,000 per taxable year and phase out the deduction for taxpayers with modified adjusted gross income exceeding $150,000 ($300,000 for joint filers)

Individuals claiming the qualified tips deduction
operational

Affected Parties

Individuals in tip-receiving occupationsEmployers in industries where tipping is common

Tags

tips,tax_deduction,employment