Business & Commerce

#32026D0477Commission Decision (EU) 2026/477 updating Annex A to the Monetary Agreement between the European Union and the Principality of Monaco

🇪🇺European Union··Other·Medium Impact·View source ↗

AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.

🇬🇧 English

This Commission Decision updates Annex A of the 2011 Monetary Agreement between the EU and Monaco. It requires Monaco to apply the same rules as France regarding the activities, prudential regulation of credit institutions, and prevention of systemic risks in payment and securities settlement systems. The update incorporates numerous new EU directives and regulations adopted since the last revision, including rules on digital operational resilience (DORA), central counterparty exposures, settlement discipline, recovery and resolution frameworks, and supervisory powers. The amended Annex A lists all applicable EU legal acts with their amending texts, ensuring Monaco maintains regulatory alignment with the EU in financial services.

AI-generated summary. May contain errors. Refer to official sources for legal decisions.

Key Changes

  • Replaces entire Annex A with updated list of applicable EU banking and financial legislation
  • Incorporates Regulation (EU) 2022/2554 (DORA) amending EMIR and CSDR
  • Adds Regulation (EU) 2024/2987 on measures to mitigate exposures to third-country CCPs

+ 3 more changes with Pro

Obligations

What this law requires

high

Monaco must apply the same rules as France regarding activities and prudential regulation of credit institutions as listed in the updated Annex A

Principality of Monaco (financial regulatory authorities)
operational
high

Monaco must apply the same rules as France for prevention of systemic risks in payment and securities settlement systems as specified in Annex A

Principality of Monaco (financial regulatory authorities)
operational
high

Credit institutions in Monaco must comply with Council Directive 86/635/EEC regarding annual accounts and consolidated accounts, as amended by Directives 2001/65/EC, 2003/51/EC, and 2006/46/EC

Banks and other financial institutions operating in Monaco
disclosure
medium

Credit institutions and financial institutions with branches in Monaco must comply with Council Directive 89/117/EEC regarding publication of annual accounting documents

Branches of credit institutions and financial institutions established in Monaco
disclosure
high

Payment and securities settlement systems in Monaco must comply with Directive 98/26/EC on settlement finality and its amendments (Directives 2009/44/EC, 2010/78/EU and related regulations)

Payment and securities settlement system operators in Monaco
operational

Affected Parties

Principality of MonacoCredit institutions operating in Monaco+3 more…

Tags

Monetary Agreement,credit institutions,prudential regulation