#2018-1214Reform of the Caisse des Français de l'étranger
AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.
This law allows French expatriates and EU citizens living abroad to optionally secure social security coverage, including health, maternity, disability, workplace accidents, and old-age protection. It involves reforms to facilitate voluntary social security registration through the Caisse des Français de l'étranger, with provisions for employers to assist with or cover these contributions. It also sets guidelines for reimbursements and social coverage for French nationals abroad and defines rules for family members' coverage.
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Key Changes
- Allows voluntary social security for expatriates covering health and other risks.
- Employers can manage voluntary insurance enrollment for employees abroad.
- Defines family coverage rules under the voluntary health insurance plan.
Obligations
What this law requires
Employers must inform the Caisse des Français de l'étranger in writing of their intention to substitute for employees in paying all or part of voluntary insurance contributions before the employee joins the voluntary insurance scheme
Employers must complete necessary registration formalities for employees to enroll in voluntary insurance schemes (health, maternity, disability, workplace accidents, old-age) as specified in Article L. 762-1
State deconcentrated services and subsidized educational, research, cultural, and healthcare establishments abroad must complete enrollment formalities for locally employed workers who are not nationals of the residence country, upon request
Voluntary insurance benefits are payable only if required contributions have been paid by the member before the insured risk occurs, except as provided in Article L. 762-5
The Caisse des Français de l'étranger must adjust reimbursed benefits downward when healthcare expenses are manifestly excessive compared to average costs for similar care in the country of residence, after requesting explanations from the insured