#ECOT2616798ALegal Interest Rates for the Second Half of 2026
AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.
🇬🇧 English
The legal interest rate is set at 6.84% for debts owed to individuals acting outside their professional activity, and 2.75% in all other cases, from 1 July 2026.
AI-generated summary. May contain errors. Refer to official sources for legal decisions.
Key Changes
- Sets the legal interest rate at 6.84% for debts owed to non-professional individuals
- Sets the legal interest rate at 2.75% for all other cases
- Applies from 1 July 2026 for the second half of 2026
Obligations
What this law requires
medium
From 1 July 2026, apply the legal interest rate of 6.84% for debts owed to natural persons acting outside their professional activity during the second half of 2026.
entities calculating or paying legal interest on debts owed to non-professional natural persons
From 1 July 2026
operational
medium
From 1 July 2026, apply the legal interest rate of 2.75% for all debts not owed to natural persons acting outside their professional activity during the second half of 2026.
entities calculating or paying legal interest on other debts
From 1 July 2026
operational
Affected Parties
Individuals owed money outside professional activityBusinesses and other debtors or creditors applying legal interest
Tags
legal interest,debt,finance