Other

#SSAS1835474AApproval of the Disability-Death Insurance Regulations for Self-Employed Workers

🇫🇷France··Other·High Impact·View source ↗

AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.

🇬🇧 English

The arrêté dated December 21, 2018, approves the regulations governing the disability-death insurance scheme for self-employed workers in France. This law outlines the eligibility criteria for receiving disability pensions, the benefits available for incapacity or total and permanent disability, and the associated administrative procedures. It also details financial aspects such as contributions, potential capital benefits upon death, and the implementation of social action from accumulated funds.

AI-generated summary. May contain errors. Refer to official sources for legal decisions.

Key Changes

  • Revised eligibility criteria for receiving disability pensions based on specific medical and administrative conditions.
  • Introduced provisions for the allocation of capital to beneficiaries in the event of death and conditions for orphans.
  • Established the process for reviewing and modifying pension amounts based on changes in the recipient's health status.

Obligations

What this law requires

high

Self-employed workers must maintain a minimum of one year of affiliation to the disability-death insurance scheme before applying for a disability pension, unless they are receiving daily illness benefits at the time of application

Self-employed workers in France
operational
high

Self-employed workers must have contributed to the disability-death insurance scheme for at least three consecutive years of activity prior to the pension effective date, with average annual income of at least 10% of the annual social security ceiling

Self-employed workers applying for disability pensions
operational
high

Insurance funds (caisses) must verify that applicants satisfy all administrative conditions before any medical assessment by the medical advisor

Insurance funds administering the disability-death scheme
operational
high

Insurance funds must reject disability pension applications when applicants do not meet administrative conditions or fail to provide required justifications

Insurance funds administering the disability-death scheme
operational
high

Insurance funds must ensure cumulative benefits do not exceed 4 times the partial incapacity pension or 2.4 times the total permanent disability pension for beneficiaries receiving multiple insurance benefits

Insurance funds administering the disability-death scheme
operational

Affected Parties

self-employed workersbeneficiaries of disability and death pensions

Tags

disability insurance,self-employment,pensions