#2026-345France updates early retirement ages for long-career pension claims
AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.
This decree updates the early retirement age rules for people who started working young and claim a pension from 1 September 2026. It adjusts the age thresholds by birth year, mainly for people born between 1961 and 1970, and aligns rules across civil service, military, and general social security pension systems. The practical effect is that eligible workers and public employees must check their birth year, the age at which they began working, and their insurance period before planning an early pension claim. Pension funds and HR teams will need to apply the new tables for pensions starting on or after September 2026.
AI-generated summary. May contain errors. Refer to official sources for legal decisions.
Key Changes
- Updates early retirement age tables for long-career workers born between 1961 and 1970.
- Changes social security pension rules so some 1964 and 1965 cohorts have specific early retirement ages.
- Applies the new rules to pensions starting from 1 September 2026.
Obligations
What this law requires
For pensions taking effect on or after 1 September 2026, civil and military pension administrators must apply the updated early-liquidation age table in article D.16-1 of the Civil and Military Retirement Pensions Code according to the claimant's birth date and age at start of work.
For claimants born between 1 September 1961 and 1970, pension administrators must verify the claimant's birth date, age at start of activity, and qualifying insurance period before granting early retirement for long careers under the amended tables.
General social security pension funds must update early retirement eligibility rules under article D.351-1-1 of the Social Security Code to cover insured persons born up to 1970 and apply the revised age substitutions for persons born in 1964, 1965, and other affected cohorts.
For insured persons born before 1 January 1973, social security pension administrators must use the insurance-duration limit provided by article L.161-17-3 as it stood before Law No. 2023-270 of 14 April 2023 when applying article D.351-1-5.
Pension administrators applying the decree of 1 July 2003 must use the revised age thresholds for insured persons born from 1963 through 1969, including 62 years and 6 months for births from 1 January 1963 to 30 June 1965 and progressively increasing thresholds through 63 years and 9 months for persons born in 1969.