MASAK Rules Updated for Remote Identification of Foreign Individuals
AI-generated summary for informational purposes only. Not legal advice. See the original source for the authoritative text.
Financial institutions can now remotely identify non-Turkish individuals using passports that meet ICAO 9303 standards and support near-field communication. The process must use video calls handled by specially trained staff, with NFC checks confirming that the passport chip data matches the document.
AI-generated summary. May contain errors. Refer to official sources for legal decisions.
Key Changes
- Allows remote customer identification of non-Turkish individuals using NFC-enabled ICAO-compliant passports
- Requires specially trained staff to conduct the video identification process, while allowing certain AI tools for liveness and photo checks
- Requires address confirmation before money transfers or cash withdrawals can be made
Obligations
What this law requires
Financial institutions may conduct remote identity verification for non-Turkish natural persons only by using a passport that complies with ICAO 9303 standards and has near-field communication capability.
Remote identity verification of non-Turkish natural persons under this procedure must be carried out through a video call by personnel who have been specially trained in remote identity verification using passports.
Financial institutions must verify through near-field communication that the identity information contained in the passport chip matches the information printed on the passport.
If the near-field communication verification of the passport chip data cannot be completed, financial institutions must not establish a business relationship through remote identity verification.
Financial institutions must apply the remote identity verification rules prescribed for identity documents under Article 4/A to passports as well, except for the identity-sharing-system verification requirement and unless Article 4/C provides otherwise.