Law of 22 December 2025 on Supplementary Social Protection for Territorial Public Servants
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This French law transposes into statutory form the national collective agreement of 11 July 2023 concerning supplementary provident social protection for employees of local and territorial authorities (communes, departments, regions, and their public bodies). Currently, fewer than half of France's territorial public servants benefit from supplementary coverage for risks such as temporary incapacity to work, permanent disability, and related contingencies. This law aims to remedy that gap by making the collective agreement's provisions legally binding across all territorial employers. The reform establishes a framework obliging territorial authorities to contribute to supplementary provident protection for their agents, covering risks including temporary work incapacity and invalidity. It aligns the territorial public sector with protections already more widely available in the state civil service and the private sector. By anchoring the July 2023 agreement in law, the reform provides a stronger legal guarantee for coverage and ensures more uniform implementation across France's fragmented landscape of local public employers.
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Key Changes
- Transposes the national collective agreement of 11 July 2023 into binding statutory law for all territorial public employers
- Extends mandatory supplementary provident coverage to territorial public servants, currently fewer than 50% of whom are covered
- Covers key risks: temporary work incapacity (arrêt maladie), permanent invalidity, and related contingencies
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Obligations
What this law requires
Territorial authorities must establish and maintain supplementary provident social protection coverage for their agents
Territorial authorities must contribute financially to supplementary provident protection schemes for their employees
Supplementary coverage must include protection against temporary work incapacity (incapacité temporaire de travail) risks
Supplementary coverage must include protection against permanent disability (invalidité) risks
Territorial authorities must implement the national collective agreement of 11 July 2023 as legally binding statutory provisions